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Personal loans
For planned expenses, medical costs, education, home improvements, or unexpected personal needs.
Simple loans for real-life needs
Get the funds you need, with a process you can understand.
MONANA LENDING INC. offers personal and business loan products for qualified borrowers in the Philippines. Apply online, submit your requirements, and receive a clear update at every stage.
Apply for a loanInterest rate: 0.05%Clear loan information. No hidden-fee surprises.
Borrow with clarity: choose an amount and repayment plan that work for your situation.
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A straightforward lending process, built to help you move forward.
About MONANA
A licensed lender focused on accessible funding.
MONANA LENDING INC. provides lending products for people and businesses with short- to medium-term financial needs. We use a clear application process and explain the key requirements before you proceed.
- Company Registration No. CS201916699
- Certificate of Authority No. 3119
- Loan decisions are based on the applicant’s financial profile and repayment capacity
Loan products
Funding options for personal and business goals.
Select the loan category that best matches your purpose. Final loan amount and terms depend on the review of your application.
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Business loans
For working capital, inventory, expansion, equipment, and other business-related requirements.
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Flexible loan amounts
Small to medium loan amounts may be available based on your income, financial situation, and ability to repay.
What to expect
Transparent information before you borrow.
We want borrowers to understand the important details of a loan before accepting an offer.
Clear interest information
Our stated interest rate is 0.05%. The applicable loan cost is explained in relation to the approved amount and repayment period.
Upfront fee disclosure
Relevant loan charges, repayment amounts, and interest costs are shown before you decide to proceed.
Responsible assessment
We review the information and supporting documents you provide to assess eligibility and repayment capacity.
How to apply
Apply in four steps.
Our team reviews applications and supporting documents to help move qualifying requests through the process efficiently.
Send your application
Provide your basic details, preferred loan amount, and intended purpose.
Submit documents
Share the requested proof of income, bank records, or other relevant documents.
Application review
Our team checks the application and supporting information before making a decision.
Receive your funds
Once approved and completed, funds are released to your designated bank account or e-wallet.
Loan application
Ready to apply for a loan?
Start by sending us your full name, contact details, requested loan amount, and intended purpose. Our team will reply with the next requirements.
Start your applicationMONANA LENDING INC.
- monanaemt@monana-lending.com
- Address
- Unit D Ground Floor Echelon Tower Condominium Building, Mabini Street, Malate Manila, Metro Manila, 1004 Philippines
- Registration
- Company Registration No. CS201916699
Certificate of Authority No. 3119 - Business hours
- Monday–Friday · 9:00 AM–6:00 PM